Choosing MTD software: what actually matters
Beyond basic HMRC compatibility, look for software that matches how you actually record things (plain language, not accounting jargon), supports both your income types if you have more than one, keeps individual transaction-level records rather than totals, and is transparent about what it does and doesn't do yet if it's a newer product.
Regulatory information about Making Tax Digital for Income Tax, which applies to qualifying individuals with self-employment or property income — not to every business. It is not a description of Quarter Day's launch scope.
Start with the non-negotiable: genuine HMRC compatibility
Check any product against HMRC's own list of recognised MTD software before anything else — a nice interface built on top of something that isn't actually compatible is worse than no software at all.
Then look at fit, not just features
| Look for | Why it matters |
|---|---|
| Plain-English record entry | You'll be using it every week — jargon slows you down and increases mistakes |
| Support for combined income types | If you have self-employment and property income, avoid paying for two separate tools |
| Individual transaction records | Batch-total entry doesn't meet the actual digital-records requirement |
| Clear pricing, no per-source surcharges | Some tools charge more per property or per income stream — check before committing |
| Honesty about development stage | A newer product should be upfront about what's live versus still planned |
Where Quarter Day fits into this
Quarter Day is a pre-launch product, not a finished one — and this page is meant to help you evaluate any MTD software honestly, ours included. See how Quarter Day is intended to work and judge it against the same list above.
Frequently asked
Is free software ever a good idea for MTD?
It can be, provided it's genuinely on HMRC's recognised list and actually supports individual transaction-level digital records — free doesn't automatically mean compliant or well-suited to your situation.
Can I switch MTD software partway through a tax year?
Generally yes, though you'd need to make sure your historical records transfer or remain accessible for the periods already reported — check the specific products involved.
Does HMRC recommend specific software?
HMRC maintains a list of recognised compatible software but doesn't endorse or recommend individual products — the choice of which one suits you is left to you.
Read HMRC's official guidance ↗
Judge the plan against the same checklist above.
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While you're here, explore how it will work or read our Making Tax Digital guide.